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ESTATE PLANNING
The map you leave behind when you're no longer here to guide.
True estate planning goes beyond wealth. It’s about care, continuity, and the mark you leave on the ones you care about. By planning, you ensure that your family is cared for, your wishes respected, and your values carried forward. Without clarity, loved ones are left with confusion. With clarity, you leave them peace and direction.
THE ESTATE CONVERSATION TO HAVE WITH YOURSELF
Estate planning keeps love intact, even when emotions run high.
Estate planning is not merely about distributing assets. It is about preserving relationships, honouring intentions and reducing uncertainty for those you care about most. By putting clear structures in place, you protect your loved ones from unnecessary conflict and ensure that your values, wishes and legacy are carried forward with dignity and clarity.
Legacy & Purpose
What values and impact do I want to leave behind when I am gone?
Loved Ones
I Care
Who do I most want to protect, and how can I ensure they feel secure after me?
Control & Continuity
Who do I trust to carry out my wishes, and have I equipped them with clarity?
Peace
of Mind
When I’m no longer around, what would I regret not having prepared for my loved ones?
The Different Aspects Of
Estate Planning
Wills & Testamentary Trust
records how you want your assets distributed after death; a testamentary trust (created in your Will) holds and manages assets for beneficiaries under conditions you set.
CPF Nomination
ensures your hard-earned CPF monies go directly to the people you choose, without delays or Public Trustee distribution fees.
Insurance Nomination
directs policy payouts straight to your chosen beneficiaries, avoiding legal delays and providing immediate financial support.
Living & Standby Trusts
holds assets for you or your beneficiaries and can provide continuity in case of incapacity or death.
Lasting Power Of Attorney (LPA)
lets you appoint trusted person(s) to make decisions (personal welfare or property) when you lose mental capacity.
Advanced Medical Directive (AMD)
is your registered instruction to refuse life-sustaining treatment if you’re terminally ill and unable to express your wishes.
Advance Care Planning (ACP)
is a voluntary process to discuss and document your healthcare values, care preferences, and medical wishes so they can guide doctors and loved ones if you are unable to speak for yourself.
(For Muslims) Faraidh Inheritance Distribution
is a discussion to discover who your estate will go to according to Islamic law, and reflect if that truly reflects how you wish to provide for your loved ones.
NEED GUIDANCE ON YOUR FINANCIAL JOURNEY?
We are here to support you with clarity, confidence and care.
A meaningful conversation can change the way you see your future. In a short session with an AAG consultant, you will gain clarity on your priorities, understand the key decisions ahead and receive a personalised direction that brings structure to your financial life.
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